CAPITAL · EQUIPMENT FINANCE
Equipment Lease Brokering
Medical equipment leasing is the core of our brokering practice. View all PMC services. We arrange financing for tickets from $10,000 soft cost items through $2M+ multi-vendor buildouts, across medical imaging, dental chairs, restaurant kitchens, HVAC and trades fleet, and retail POS. Structures include fair-market-value leases, $1-buyout / EFAs, TRAC leases for titled equipment, and sale-leasebacks for owned assets.
Who We Place Medical Equipment Leasing With
Applications are submitted to third-party equipment finance companies matched to your deal size, equipment type, and credit profile.
Typical terms
| Parameter | Typical range |
|---|---|
| Ticket size | $10K – $2M+ |
| Term | 24–72 months |
| Minimum time in business | 2+ years (startup programs available for licensed professionals) |
| Documentation | Application-only up to $250K for qualified borrowers; full financials above |
Verticals we specialize in
- Medical & dental: imaging (X-ray, ultrasound, CBCT), in-office diagnostic testing systems such as the CMAT Advantage, lasers, PRP centrifuges, chairs, sterilization.
- Restaurant: full kitchen buildouts, walk-ins, POS, FF&E.
- Trades: HVAC, plumbing, landscaping fleet; titled and non-titled.
- Retail: POS, security, refrigeration, shelving buildouts.
Disclosure: the CMAT Advantage is distributed by HealthWright Technologies, an affiliated company operated by the same team as PMC.
What to send us
- Vendor quote or invoice (line items visible).
- One-page credit application (we’ll send it).
- For tickets over $250K: last two years’ business returns and a YTD P&L.
Preparing to apply? See the practice capital readiness checklist.
Why Medical Equipment Leasing Through PMC
Medical equipment leasing through PMC gives independent practices access to the same financing structures that hospital systems use, without the overhead of a corporate treasury department. When a vendor quote lands on your desk, we prepare the credit file, match it to a third-party lender that fits the deal, and bring back the terms for your review.
You keep your cash reserves intact while putting the equipment to work on day one. Every proposal includes a clear cost of capital summary so you know exactly what the financing adds to the total cost of ownership.
If leasing is not the right fit, we also place merchant cash advances and working capital and business lines of credit, and our practice consulting team can help you decide which capital structure protects margin best.
Frequently Asked Questions
What is equipment lease brokering?
Equipment lease brokering prepares your financing application and submits it to third-party equipment finance companies for review. A broker prepares your file, presents it to third-party finance companies, and negotiates terms on your behalf.
What types of medical equipment can be financed?
Virtually any equipment used in a medical practice can be financed, including diagnostic imaging systems, EHR hardware, office furniture, examination tables, surgical instruments, laboratory equipment, and specialized therapy devices. Both new and refurbished equipment qualify for most financing programs.
How does the leasing process work?
The process typically begins with a consultation to understand your equipment needs and budget. We then prepare a financing application, submit it to third-party lenders, and present you with the available options. Once you select a financing package, funding is usually completed within days, allowing you to acquire the equipment quickly.
Is there a fee for using a lease broker?
In most cases, the broker’s compensation comes from the lending institution, not the borrower. This means an intermediary prepares and negotiates on your behalf without additional fees to you. Practice Management Consultancy is transparent about our fee structure and will explain all costs during the initial consultation.
Read more: Medical Equipment Financing — Buy, Lease, or Finance?