CAPITAL · EQUIPMENT FINANCE
Equipment Leasing Referrals
Medical equipment leasing is the core of our referral practice. View all PMC services. We arrange financing for tickets from $10,000 soft cost items through multi-vendor buildouts, across medical imaging, dental chairs, restaurant kitchens, HVAC and trades fleet, and retail POS. Structures include fair-market-value leases, $1-buyout / EFAs, TRAC leases for titled equipment, and sale-leasebacks for owned assets.
Who We Place Medical Equipment Leasing With
Applications are submitted to third-party equipment finance companies matched to your deal size, equipment type, and credit profile.
Typical terms
| Parameter | Typical range |
|---|---|
| Ticket size | $10K and up |
| Term | 24–72 months |
| Minimum time in business | 2+ years (startup programs available for licensed professionals) |
| Documentation | Application-only up to $250K for qualified borrowers; full financials above |
Equipment types we place
- Medical & dental: imaging (X-ray, ultrasound, CBCT), in-office diagnostic testing systems such as the CMAT Advantage and cardiopulmonary exercise testing (CPET) systems, lasers, PRP centrifuges, chairs, sterilization.
- Restaurant: full kitchen buildouts, walk-ins, POS, FF&E.
- Trades: HVAC, plumbing, landscaping fleet; titled and non-titled.
- Retail: POS, security, refrigeration, shelving buildouts.
Disclosure: the CMAT Advantage is distributed by HealthWright Technologies, an affiliated company operated by the same team as PMC.
What to send us
- Vendor quote or invoice (line items visible).
- One-page credit application (we’ll send it).
- For tickets over $250K: last two years’ business returns and a YTD P&L.
Preparing to apply? See the practice capital readiness checklist.
Why Medical Equipment Leasing Through PMC
Medical equipment leasing through PMC gives independent practices access to the same financing structures that hospital systems use, without the overhead of a corporate treasury department. When a vendor quote lands on your desk, we prepare the credit file, match it to a third-party lender that fits the deal, and bring back the terms for your review.
You keep your cash reserves intact while putting the equipment to work on day one. Every proposal includes a clear cost of capital summary so you know exactly what the financing adds to the total cost of ownership. If you want to read the agreement yourself first, our guide to the seven medical equipment leasing terms to check before you sign covers the end-of-term options, the automatic renewal window, and the Section 179 qualifier.
If leasing is not the right fit, we also place merchant cash advances and working capital and business lines of credit, and our practice consulting team can help you decide which capital structure protects margin best.
Frequently Asked Questions
What is an equipment leasing referral?
An equipment leasing referral prepares your financing application and submits it to third-party equipment finance companies for review. We prepare your file, present it to third-party finance companies, and review the terms they offer with you.
What types of medical equipment can be financed?
Virtually any equipment used in a medical practice can be financed, including diagnostic imaging systems, EHR hardware, office furniture, examination tables, surgical instruments, laboratory equipment, cardiopulmonary exercise testing (CPET) systems, and specialized therapy devices. Both new and refurbished equipment qualify for most financing programs.
How does the leasing process work?
The process typically begins with a consultation to understand your equipment needs and budget. We then prepare a financing application, submit it to third-party lenders, and present you with the available options. Once you select a financing package, funding is usually completed within days, allowing you to acquire the equipment quickly.
Is there a fee for an equipment leasing referral?
In most cases, the compensation comes from the lending institution, not the borrower. This means we prepare and present your file without additional fees to you. Practice Management Consultancy is transparent about our fee structure and will explain all costs during the initial consultation.
Can a new practice lease equipment?
Yes. New and early-stage practices can lease equipment through startup programs that many third-party finance companies offer to licensed professionals, often before the practice has two full years of history. We prepare your credit file, match it to a finance company whose startup criteria fit your situation, and bring back the terms for your review.
Read more: Medical Equipment Financing: Buy, Lease, or Finance for Your Practice