CAPITAL · EQUIPMENT FINANCE
Equipment Lease Brokering
Medical equipment leasing is our largest line by deal count. View all PMC services. We place medical equipment leasing transactions from $10,000 soft-cost ticket items through $2M+ multi-vendor buildouts, across medical imaging, dental chairs, restaurant kitchens, HVAC and trades fleet, and retail POS. Structures include fair-market-value leases, $1-buyout / EFAs, TRAC leases for titled equipment, and sale-leasebacks for owned assets.
Who We Place Medical Equipment Leasing With
Our active lender panel includes ARF Financial, NMEF, TimePayment, Beacon Equipment Finance, and Elite Funding Group, plus bank programs when ticket size and credit quality warrant. We do not submit the same application to every lender — we match the deal profile to the partner most likely to approve and price competitively.
Typical terms
| Parameter | Typical range |
|---|---|
| Ticket size | $10K – $2M+ |
| Term | 24–72 months |
| Minimum time in business | 2+ years (startup programs available for licensed professionals) |
| Documentation | Application-only up to $250K for qualified borrowers; full financials above |
Verticals we specialize in
- Medical & dental: imaging (X-ray, ultrasound, CBCT), lasers, PRP centrifuges, chairs, sterilization.
- Restaurant: full kitchen buildouts, walk-ins, POS, FF&E.
- Trades: HVAC, plumbing, landscaping fleet; titled and non-titled.
- Retail: POS, security, refrigeration, shelving buildouts.
What to send us
- Vendor quote or invoice (line items visible).
- One-page credit application (we’ll send it).
- For tickets over $250K: last two years’ business returns and a YTD P&L.
Why Medical Equipment Leasing Through PMC
Medical equipment leasing through PMC gives independent practices access to the same financing structures that hospital systems use — without the overhead of a corporate treasury department. Our underwriting relationships span community banks, national equipment finance companies, and specialty healthcare lenders. When a vendor quote lands on your desk, we run the credit, structure the deal across multiple lenders simultaneously, and bring back the best terms. You keep your cash reserves intact while putting the equipment to work on day one. Every lease we place includes a clear cost-of-capital summary so you know exactly what the financing adds to the total cost of ownership. If leasing is not the right fit, we also place merchant cash advances and working capital and business lines of credit, and our practice consulting team can help you decide which capital structure protects margin best.
Frequently Asked Questions
What is equipment lease brokering?
Equipment lease brokering connects medical practices with lending partners who specialize in healthcare equipment financing. Rather than approaching individual banks or lenders, a broker evaluates your needs and financial profile, then shops multiple funding sources to find the best rates and terms for your specific situation.
What types of medical equipment can be financed?
Virtually any equipment used in a medical practice can be financed, including diagnostic imaging systems, EHR hardware, office furniture, examination tables, surgical instruments, laboratory equipment, and specialized therapy devices. Both new and refurbished equipment qualify for most financing programs.
How does the leasing process work?
The process typically begins with a consultation to understand your equipment needs and budget. We then prepare a financing application, submit it to our network of healthcare-focused lenders, and present you with the best available options. Once you select a financing package, funding is usually completed within days, allowing you to acquire the equipment quickly.
Is there a fee for using a lease broker?
In most cases, the broker’s compensation comes from the lending institution, not the borrower. This means you receive the benefit of having an experienced intermediary negotiate on your behalf without paying additional fees. Practice Management Consultancy is transparent about our fee structure and will explain all costs during the initial consultation.
Read more: Medical Equipment Financing — Buy, Lease, or Finance?